When it comes to Finance, we’re the Smarter Choice.
Who are we?
At Smarter Choice Finance Group, we are your trusted partners in navigating the complex world of finance. With years of industry experience and a commitment to excellence, we specialise in delivering tailored financial solutions that meet the unique needs of our clients.
Whether you're a first-time homebuyer, a seasoned investor, or a business owner seeking financing options, we have the expertise and resources to guide you every step of the way. From mortgages and loans to asset financing and beyond, we offer a comprehensive suite of financial services designed to empower your financial success.
Smarter Choice Finance Group, integrity, transparency, and customer satisfaction are at the core of everything we do. We believe in building long-lasting relationships with our clients based on trust, professionalism, and results.
When you choose us, you can rest assured that you're in capable hands!
First Home Buyers
Buying your first home can be a daunting process. In the current market it can also be difficult to save a 20% deposit. If you don’t have a 20% deposit, you may be able to purchase with as little as a 5% deposit, but you may need to pay Lender’s Mortgage Insurance.
Looking to Invest?
Investment properties can be a tool to help grow your long-term wealth. Whether you’re a first-time investor or looking to grow your portfolio, we can assist with finding a suitable loan. We’ll look at your financial position and work out how much you can borrow.
Being self-employed can sometimes make it difficult to obtain a home loan. We don’t believe this should be a barrier.We can assist with determining your financial position and the lenders that may best match your needs and financial position.
We have access to some lenders who provide finance for car loans and personal loans.
Contact us to see how me may be able to assist you.
If you are considering building a property, a construction loan may be a suitable option for you. A construction loan typically has interest only payments during the construction period and payments are made progressively to the builder during the construction process.
We can help determine if this is a suitable option for you.
Duplex & Development Finance
Looking for funding for your next building project? At Smarter Choice we have lenders that specialise in property development and construction finance. Our mission is to provide an end-to-end solution for builders and developers, ensuring seamless financing for duplex and development projects.
Insurance
At Smarter Choice Finance Group, we understand that protecting your assets and loved ones is paramount. That's why we offer comprehensive insurance solutions through our trusted referral partners.
For homeowners and landlords, we provide access to reliable home and landlord insurance policies. Whether you're safeguarding your residence or rental property, our referral partners offer coverage options tailored to your specific needs, providing peace of mind against unforeseen events.
Additionally, we offer health and life insurance options to ensure you and your family are financially protected in times of illness or loss. Our referral partners specialise in insurance plans that align with your healthcare needs and long-term financial goals, offering security and stability for the future.
Buying Your Next Home?
If you have decided to move on from your current property, we can assist with the process of obtaining a loan for your next home.
Need to Refinance?
Refinancing is the process of paying out your current loan and taking out a new loan with a different lender or a different loan that better suits your needs.
Self Employed & Low Doc Loans
Car Loans & Personal Loans
Construction Finance
Business Loans & Asset Finance
Looking to unlock the potential of your business? We have tailored business loan and asset financing solutions for you. Whether you’re looking to expand operations, manage cashflow or invest in new assets such as trucks, earthmoving equipment or machinery, our team is here to help. Partner with us to access competitive rates, personalized service and expert guidance every step of the way.
Commercial Property
Explore lucrative opportunities in the commercial property market with Smarter Choice Finance Group. Whether you're looking to purchase, refinance, or invest in commercial real estate, we can provide tailored financing solutions to suit your specific needs. From office buildings and retail spaces to industrial complexes and beyond, we have a solution to finance your commercial property transactions.