FAQs

Do you charge a fee for your services?

We will not charge you a fee for arranging a standard home loan. Fee-for-service is reserved for very complex applications, consumer car loans, personal loans, business loans & asset finance.

Are you licenced?

We are authorised credit representatives operating under a licence holder (Finsure ACL 384704).

We are also members of the Mortgage and Finance Association of Australia (MFAA), ensuring that we continue our professional development, and are compliant with the industry Code of Practice.

What are the benefits of using Smarter Choice Home Loans?

As mortgage brokers, we have specialised knowledge and expertise that may benefit you in finding the loan that best suits your needs. We have access to over 20 lenders and our service is cost-free and we will help simplify the process of applying for a loan.