Self Employed?
Being self-employed can sometimes make it difficult to obtain a home loan. We don’t believe this should be a barrier.
We can assist with determining your financial position and the lenders that may best match your needs and financial position.
Full Doc Loans
If you have all your personal and business financials (individual and company tax returns, notice of assessment, profit and loss statement, balance sheet), you may be able to apply for a full doc loan.
Generally lenders require two years’ worth of these documents, but we also have access to some lenders that only require the most recent year’s documents.
If you do not have your company tax returns and financial documents available, there are still options available. You may qualify for a low doc loan.
Low Doc Loans
We have access to various lenders who offer low doc loans. For a low doc loan, you may need to provide documents such as an accountant’s income declaration letter, business bank statements, and BAS statements.
